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Suddenly, the unthinkable happens. It could be anything from the dishwasher or clothes washer going to the roof beginning to leak after a heavy storm. Usually, this is only the beginning of the problems, and if it's a house issue it's going to be expensive. Within days the savings in gone and the dreams of an awesome vacation or a nest egg just went up in smoke. No one ever knows when the emergency is going to happen, or why it happens; they only know that it is happening and this is not a good time for it to happen.

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